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How To Get A Refund On Credit Card If Scammed?: Details!

Credit Card If Scammed

How To Get A Refund On Credit Card If Scammed?: Details! >> In this article, we will tell you how you can get a refund on your card if you’ve been scammed.

Online shopping has made the shopping experience much more comfortable and simple for users. In the comfort of your home, you can spend hours looking at several products until you find your favorite. Online shops and stores have become very popular.

However, there’s a significant downside to purchasing online due to the presence of scam websites and online stores. If you have recently been scammed and are thinking if you can get your money back, please refer to our guideHow to Get a Refund on Credit Card If Scammed?

If you have made the payment via Credit Card, you can quickly get a refund if you follow the procedure we’re about to tell you. We’ll mention the process for few countries Worldwide.

Table of Contents

Who can apply for a refund on a Credit Card?

There are certain conditions or cases under which you’re eligible to get a refund on Credit Card. If you fall under any of these categories mentioned below, then you are eligible for a refund;

    • Multiple Transactions: If your account has been charged more than once for the single transaction.
    • Incorrect Transaction: Does Credit Card Refund Money If Scammed? for incorrect transaction. If you’ve been charged for a transaction you didn’t make.
  • Faulty Items: When the item or product you made the transaction for turns out to be defective, different or damaged, then you may get refund if you follow needed correct action.
  • Return Items: If you return the purchased item to the merchant as per the return policies.

If you want a refund for any of the reasons mentioned above, you’re eligible to apply for it.

Who cannot apply for a refund on a Credit Card?

What are the procedure and eligibility for How To Get Money Back On Credit Card If Scammed? Not everyone is eligible for applying for a refund. There are certain conditions under which you cannot ask for a refund. If you belong to any of these categories, unfortunately, your return cannot be processed.

    • Return policy conditions not met: If you don’t meet the requirements for return as stated by the retailer, you’re not eligible for a refund.
    • Time Limit Expired: Certain transactions have a time limit, and a refund can only be initiated in that period. You’re not eligible for return if that limit has expired.
    • Credit Card Information Sharing: You’re not eligible for a refund if you’ve shared Credit Card details with others.
  • Mislocated Credit Card: If you’ve lost or mislocated your card and haven’t informed the bank, you cannot get a refund.

How To Get Money Back On Credit Card If Scammed?

 This topic is trending over the internet Worldwide. The associated procedure for applying for a refund varies for different countries sometimes. You can apply for a refund if you meet the eligibility criteria. 

Follow the steps mentioned below. We’ll mention the procedure for several countries.

For the United States

  • Ask the merchant: You can ask the merchant for a refund, but they’re not helpful in case of a scam.
  • Request Chargeback: If you cannot get the refund from the merchant, ask your Credit Card provider for a chargeback.
  • Provide the proof of scam: After you’ve contacted your Credit Card provider, show them the evidence of the fraud.

Does Credit Card Refund Money If Scammed? For your action on refund in the US follow next step.

  • Response Period: After submitting all the details, authority stops every action in your account till problem is solved hence, give some time and wait to hear the response from your Credit Card provider.
  • Refund Period: After submitting the complaint, the refund will be initiated anytime within a few days or within few months. The process is usually time consuming. We hope the guide we are providing you is of help.

For Australia

Refer the below guide to know, How To Get Money Back On Credit Card If Scammed, for Australian people:

  • Contact the merchant: Ask the merchant for a refund. If the merchant is a scammer, it won’t be of much help.
  • Apply for Chargeback: If you’ve been scammed on any online store, you are eligible for applying for a cashback. Contact your Credit Card provider for the same.
  • Time Limits: In Australia, there are specific time limits ranging from 45 to 120 days after the transaction, during which you can apply for a chargeback.
  • Rejection of Chargeback: Unlike some countries, you can raise a dispute against your bank if you think they’ve wrongfully rejected your claim with the help of The Australian Financial Complaints Authority (AFCA).

How To Get Money Back On Credit Card If Scammed?: For Canada

  • Dispute the transaction: If you’ve been scammed, you’ll likely not get any response from the merchant. In that case, the ideal thing to do would be to raise a dispute.
  • Contact your Credit Card provider: Contact your credit card provide and raise a dispute and file a complaint.
  • Provide evidence of the issue: Provide all proof of your transaction so your provider can confirm that you’ve been scammed.
  • Contact your bank: The dispute can also be raised by directly contacting the bank.
  • Wait for response and refund: Once you finish reporting the issue, give the authority some time to resolve the problem. 

For the United Kingdom

Do you reside in UK and want to know How To Get Money Back On Credit Card If Scammed?

  • Contact the merchant: Before raising any dispute, it’s best to ask the merchant for a refund. If the merchant refuses, then take any other steps.
  • Consumer Credit Act: Some laws in the UK protect customers from scams. Among them is the Consumer Credit Act. Under section 75 of the same, the Credit Card provider must give you a refund if you didn’t receive the goods or products you made payment for, as they’re also held responsible for the breach in security.
  • Other methods: Different laws can help you get a refund if you’ve paid from any source other than cash.

How To Get Money Back On Credit Card If Scammed?: For India

  • Credit card issuer and credit card networks are two critical sections involved in any credit card refund. When you purchase through a credit card, it reaches the seller via credit card issuer.
  • Similarly, when you ask for a refund from the seller, the merchant doesn’t pay you directly; it reaches your account through a credit card issuer.
  • The credit card issuer must help you out in getting the refund on a credit card.
  • But some companies ask to file a report in writing.
  • In some cases, you can also lodge FIR in the nearest police station.

Final Verdict

Online shopping has become very common and accessible now. Long gone are the days when you had to visit several shops to find the product you’re looking for.

But several fraudulent websites scam thousands of users every day. If you find yourself in a similar situation like How To Get Money Back On Credit Card If Scammed, follow the procedure given above for several countries. And quickly get your scammed money into your account.

Do you want to share your experience? Please share your words with us in the comments section below.

88 Comments

  1. I have order 3dress in zedkurti on 26.7.2020 paid rupees 897 still I didn’t get any response from the site..can u plz refund the amount and give me

    1. I ordered a cloth on trendywestern.after 1 or 2days call came. Whether to confirm the delivery of me or not.I said yes I want and I asked how many days will the delivery come,then there was a reply.Will arrive in two weeks,but we kept waiting for one month.then,l mail to there mail Id but no response from there.Nor have my money been refunded.

    2. I ordered 3 items in cutegirlcreationss and one item in vivah fashions worth rs 697 and 499 respectively…. But did nt get yet….

      1. I have ordered 13 sarees.l lost 2150 rupees in this fake website.pls return to our fund.help us my family.

        1. Hi Suriya, it is very harsh reality but innocent people get scammed the same way as you have met with. We hope that if you try with any of the methods mentioned in the write-up could help you to get your refunds. Stay safe.

  2. Been more than 15 days I ordered a dress no message still can I know whether will I get the dress or the refund

    1. I have 3 products from bigbfashionbucket. Com(dealoflove.com) on 9th november 2020 still no response received. I want my money of rs 1026…plzzz help me on this

  3. I have order 1 dress oder in growm on 18-8-2020 paid rupees 299 still didn’t get any response from the site. Can u plzz refund amount And give me plzzz

    1. I have order 1 dress oder paid rupees 349 still didn’t get any response from the site. Can u plzz refund amount And give me plzzz

  4. I have a ordered a dress from fabzara still they are notresponding to my question ,could you help me to return back my money.

  5. hello, I ordered a dress from a website called Bruxias the dress cost $120.00 can you help me get my money back.?

    1. I have ordered dress in shopiiee 20 website for rs969 but did not recieve any confirmation and no details its been 8 days till today no information at all

  6. I have ordered blue colour remote car on Friday that is on 4 th September 2020. So far no message or update regarding delivery. Pls refund my money back

  7. I have ordered 5 items in love mychoice on 01.10.20 paid rupees 565 still I didn’t get a response from that site … can u please help me out refunding my amount, please…

  8. I have order 5 bra 27.9 2020 ped 4 75 still I did not get any response from the seed can you please refund the amount and give me

  9. I have ordered 5 items in love mychoice on 1 step 2020 paid rupees 565 still I didn’t get any response from the site.. can you please help me out from refunding the amount, please…

  10. I used my debit card can I get a charge back or a refund from my bank? I ordered it on the 1st of September. I got a tracking number but it wasn’t for what I ordered so what can I do?

  11. I ordered on August 30th 2 of the reclining camping chairs. I’ve sent emails and have got no response. Can you help me to get a refund.

  12. I paid for a bedsheet for Rs 499 on 02 Oct 2020 through my debit card on kayakcloth.com, I have neither got the money back or never received the item as well. This people are fraud. They are giving a fraud address and not displayed any contact number. Please Bloch them on all the major websites. They don’t respond to any emails. They are big frauds, be cautious. I have the account number that they are accepting the money, danger danger to buy from this website.

  13. I have ordered a combo kurtis in linensonline store on Oct 4 still didn’t receive my dress or any mails or msg plsss help me to get my money back

  14. I have purachased kurti for 499 rupees from trendy western. Still no response from the website. I used my debit card for payment. Can I get refund. I got a tracking id but no use. What I do

  15. I bought a top from BEATHEL…didn’t fit due to their size chart….which wasn’t near right…they will not exchange for a different size…but they say…WE WILL GUARANTEE OUR CUSTOMERS TO BE HAPPY..THEY WON’T EVEN EXCHANGE FOR A NEW SIZE…very very upsetting and they don’t care..

  16. I have ordered dress for Rs 2384 today on sareedzire. Payed via credit card. Want to cancel it. There is no any cancel or refund option. How can i cancel and get my refund amount?

  17. I had ordered two dress from kurtiset.com on 10th of October, but I don’t get my order yet, please tell me what can I do now

  18. I used my debit card to order few products on 5th october 2020 (11.05 pm Monday) from artishoppers.com and there is no response from that site can you please help me out refunding my amount of Rs. 1352 ? i want it back please help me back.

  19. Realicé una compra en Meloedi de un proyector en el mes de Septiembre y recibí un platico blanco hace 2 días, les he enviado correos pero no tengo repuesta.. Si alguien me pudiera ayudar

  20. I want my money back…. This app really fullued me.. I ordered a dress over 349 rs and i use my credit card for purchase

  21. I used google pay and ordered the lehenga of 149 from sareedzire.com and around 15 to 20 days there is no response of the website can you help me in refunding the amount please please help me

  22. I ordered two dresses from metropolisfashion. Com and paid Rs1098 through debit card.
    It’s been 15days ,I didn’t get any message and didn’t get the dresses. How can I get my money back. Help me.

  23. I used my debit card to order few products on 10th October (9:16 pm Saturday) & 11th October ( 12:30 pm Sunday ) from metropolisfashions.com and there is no response from that site can you please help me out refunding my amount of Rs. 2324? i want it back please help me back.

  24. I had ordered 2 sweatpants amount of Rs.398 from metropolisfashion.com on 4 October 2020 but I didn’t get any response from them till now.Can I get my money back please.

  25. I had ordered 2 pants Rs.998 from brittanypants.com. on 22nd Oct using my Google Pay UPI But I haven’t receive any updates and response from them till please do something to get my money back .

  26. I ordered from Brittany pants in 22 October amount around 4500 from debit card.now I come to know that the site is scam.I send several mails in there complain site still no response and I want my money back please help me

  27. I had ordered many dresses from lookpansito.in website but didn’t get any of my products…. They aren’t even replying to my email… Please help me get my money back.

    1. My order id TW 14322 I have lost my money of rs 4,491 please return us plz help from this please do this help i m very poor family pls help me

    2. I have order 3dress in cutegirlcreation on paid rupees 1500 still I didn’t get any response from the site..can u plz refund the amount and give me

  28. i spent 1000 rs on online shopping on website brittany pants by google pay
    they were a fraud and didnot give any order tracking
    many others are frauded too
    how can i get refund my money,?

  29. I have ordered one dress and one saree from sareedzire and haven’t yet received the order . They aren’t even replying to emails . And I can’t even call them coz they have stopped incoming calls for that number . It’s been more than 15 days . Help me refund my money

  30. I ordered 3 items in cutegirlcreationss and one item in vivah fashions worth rs 697 and 499 respectively…. But did nt get yet….

  31. I order many dress but I haven’t yet received the order. And they aren’t even any reply any mails. How can I get my refund from THEFASHIONFOREVER.

  32. I have ordered one kurti from big deals4you and paid 450.
    It’s been 20 days so far, no response from them, also there is no contact details . How can I get refund ..plz help.

  33. I ordered 5 items from brittany pants website but I received a casual top and charged rs 2500 from me. Plz help me get the refund.

  34. I have ordered a few clothes from gogirlswear.com and their number and email they gave isn’t working please help me get my money back

  35. Hi, This is priyanka me and my Friend purchased sareedizer website my self 596,my fried 296 through phone pay I want to cancel my order I ordered 30.10.2020 I didnt get my product so I want refund

  36. I placed an order from both fashion bucket , I have mailed them no response till now,₹ 449 debited from my account…. please anyone report on the same and please help us

  37. I have ordered 3 search of rupees 798 and still did not get it and they are not answering my mails and calls. please help I want to back my money.

  38. I have ordered 3 shirts of rupees 798 and still did not get it and they are not answering my mails and calls. please help I want to back my money.

  39. Pls give back my money I’ve ordered 3combo shirts worth1100 (delivery charge included) in theseasonsoffer it’s really cheap. Pls give back my money

  40. I ordered some shirts on zodokelite.in website and paid Rs 798/- on 30 Oct using my Debit card. They promised me delivery will happen by 11th Nov but there is no response. I have sent them couple of emails to their helpline but no response even their helpline telephone number is switched off. I booked it from facebook sponsored ad. Please help me to get my money back.

  41. I have made a order in ultimate haul and my order number is #19825.
    The amount paid is 3155 on the month of Oct 2020 yet I have not received any reply.
    Please get my money back in my Account

  42. I have ordered a saree on ultimate haul , so far I didn’t received my order status or tracking number and I paid Rs 288/-, please help me to get back my money.

  43. Me and my friend have ordered 1 dress each in BIGFASHIONSALES on 15/11/2020i didn’t get any tracking details..
    Please refund my money..

  44. How can I get my money back I order 4 curtains and bed sheet with duvet 118.89 euro from saramart please I need my money back

  45. i have also ordered a shirt its price 399 it’s going to be a one month still didn’t arrive, I’ll call and mail them they are not response it’s scam!! check this i want my money #zodokelite

  46. These are nothing like your adds show the adds show them moving and everything but they do nothing at all not even a place to put batteries in its a huge rip off you should be ashamed

  47. I ordered of ₹1522.40 from go girls wear and it’s a fake websitr I didn’t get any response after I placed my order it’s been days now.. Please help me to get my money back 😖🙏

  48. I have order 4 item and made the transaction through credit card even I tried calling them but the number is switched off even I wrote a mail but didn’t got any response may you help me how I can get my refund I order the product on 9th of November

  49. How can I get my money back. I ordered from the my body revolution site. The one that wasn’t a legit site but looked like it.

  50. I had ordered for 2 lahangas and a saree of Rs 447 on 15/10/2020 from dziresarees.But still I didn’t get the product or even that hadn’t replying for the mails.They didn’t made any contact with me after the order.plz help to refund the money.Kindly waiting for your help.plz help🙏🏼😔

  51. I have ordered a saree on 27th Nov 2020 around 10pm worth rupees 219 from vonikstore, but I haven’t received anything til now. Pls tell me how to get refund. I payed through debit card.

  52. Hi,
    I ordered from gogirlswear.com in the first week of November. No update since then. I ordered for Rs 2200. Order id#3545.
    Kindly help me get my refund. It’s a fraud site.

  53. i have oder the 130 rs sarre in wacthler link that adventism so many times in facebook so i oder one sarre of 130 rs there is no Cash on delivery so i did online payment after i order this product i wait 2 to 3 weeks but there is no response and phone no are fake any time i call that says swicth off i am sad for this i think there is any steps to help me and i payment using razopray

  54. Hello I order from gamingstore and it was a xbox one series x cost me $519 and would like my money put back on my card

  55. I paid Rs. 675 for 3 items on 22 May 2021 through paytm after payment only i got confirmation msg through jaiminy creation but items not delivered please help me to get my money back.

    1. Hi Pooja, Hope you have read our content on the various ways to get refund. Please use the most suitable one, so that the refunds can happen for you. Thank you and stay safe.

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